Annuity Pros & Cons

What Are The Pros & Cons Of An Annuity?

Pros

- Lower risk than any other retirement option

- Income for the rest of your life

- Option to provide a pension for your spouse or dependants

- Option to protect your income from the effects of inflation

- If you die early, your income could be paid back to your estate

Cons

- You can’t cash it in, swap it or alter it after the annuity begins

- Fixed income

- If you die early you may not get all the money back (there are options to prevent this)

- The options you choose for your annuity affect the level of income you receive

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Annuity Pros & Cons

What Are The Pros & Cons Of An Annuity?

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